There are a number of free credit report options available online. However, not all free credit report offers are the same. The best known source is FreeCreditReport.com, which only offers access to your Experian credit report and charges extra for your other reports and scores. However, the best credit report offers provide access to all three of your credit reports and all three of your credit scores. Both Identity Guard and Privacy Matters offer this access. However, Identity Guard is the better of the two offers, as it provides access to your reports for 30 days as opposed to one week. Below is additional information on these and other free credit report offers.
Best Offer: Identity Guard
Identity Guard offers a free trial that includes 30 day access to your Transunion, Equifax, and Experian credit reports as well as your credit scores. You can cancel this offer anytime. However, if you choose to continue utilizing their monitoring service, the monthly fee is only $14.95. (TIP: You can cancel your membership at any time and still access your reports for a full month.)
To gain access to your free 3 bureau credit reports with all three credit scores, visit Identity Guard.
Additional Free Credit Report Offers
To obtain all 3 of your credit reports (Transunion, Equifax, and Experian) as well as all three of your credit scores, Credit Card Depot also recommends the 7-day FREE Privacy Matters 1-2-3 trial membership.
Your free trial includes:
- Triple Credit Reports, triple Credit Scores and triple Credit Monitoring* from all three credit bureaus - TransUnion, Equifax and Experian.
- You€™ll also receive Your Savings ClubSM, a premier shopping and savings program.
- Free for 7-days, $19.95/month if you do not cancel. Cancel anytime.
To access your free Three Bureau credit report with all three credit scores, click here.
To obtain a free Experian credit report, Credit Card Depot recommends Experian Triple Advantage Monitoring. Experian Triple Advantage Monitoring offers:
- Get a FREE credit report and score with a FREE 30-day Experian Triple Advantage Monitoring trial.
- Experience daily monitoring of your Experian, Equifax, and TransUnion credit reports
- Check & dispute possible inaccuracies.
- Will not lower your Credit score.
- Detect critical changes and potential identity fraud. Monitor your credit report to help catch ID fraud early.
- Click here for more information and to get your free credit report & score
For $12.95, you can get a credit report from Equifax Credit Watch Gold with 3-in-1 Monitoring. Equifax Credit Watch Gold with 3-in-1 Monitoring offers:
- Comprehensive credit file monitoring and automated alerts of key changes to your Equifax, Experian, and TransUnion credit reports
- Wireless alerts and customizable alerts available
- Free 3-in-1 Credit Report and unlimited Equifax Credit Report
- Up to $20,000 Identity Fraud Expense Coverage with no deductible (certain limitations and exclusions apply)€ at no additional charge to you
- Knowledgeable Customer Care 24 hours a day, 7 days a week
Free Credit Report Tip
Most online free credit report offers require that you sign-up for a credit monitoring service. However, as long as you cancel within 30 days of signing up, you will not be charged to view your report. Thus, you get the time you need to access and analyze your report, plus your credit score, all at no cost.
Credit Agency Phone Numbers
Transunion: 1-800-916-8800
Equifax: 1-888-766-0008
Experian: 1-800-916-8800 |
