Apply for a Balance Transfer Credit Card in 3 Easy Steps
- Compare current 0% APR balance transfer offers.
- Click Apply. A new browser will open. (If it fails to open, please temporarily disable your pop-up blocker.)
- Complete the online application.
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0% APR balance transfers are without question the best way to save money on interest. By transferring a high interest balance to a credit card that offers a 0% APR on balance transfers, the average consumer can save over $100 for every thousand dollars transferred. Recently, credit card companies have been making it more difficult to get a 0% APR for a full year on balance transfers. Many companies now advertise a 0% APR for "up to 1 year", but may only offer you a 0% APR for 6 months. When you apply for a balance transfer credit card, look for one that offers a 0% APR for a full year, such as the Discover® More (SM) Card. |
| Offers and Interest Rates last updated
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| Highlight: Our pick as the best balance transfer credit card on the market offers a 0% APR on purchases and balance transfers for 1 full year and charges low balance transfer fees. |
| LOW APR*: |
10.99% |
| INTRO APR*: |
0% |
| INTRO TERM*: |
1 Year |
| ANNUAL FEE: |
$0 |
| CREDIT TYPE: |
Good |
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| Highlight: Save with a 0% intro APR until January 2010 on purchases and balance transfers & pay no annual fee. |
| LOW APR*: |
12.9% |
| INTRO APR*: |
0% |
| INTRO TERM*: |
Until 1/2010 |
| ANNUAL FEE: |
$0 |
| CREDIT TYPE: |
Good |
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| Highlight: Offers a 0% APR for 1 year on balance transfers & 6 months on purchases, plus 5% cashback on gas. |
| LOW APR*: |
10.99% |
| INTRO APR*: |
0% |
| INTRO TERM*: |
12 Months |
| ANNUAL FEE: |
$0 |
| CREDIT TYPE: |
Good |
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| Highlight: Apply online now & get a 0% Intro APR on Purchases and Balance Transfers. |
| LOW APR*: |
10.99% |
| INTRO APR*: |
0% Intro APR |
| INTRO TERM*: |
12 Months |
| ANNUAL FEE: |
$0 |
| CREDIT TYPE: |
Good |
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| Highlight: Offers a 0% APR on balance transfers and purchases until January 2010. Excellent credit required for approval. |
| LOW APR*: |
8.9% |
| INTRO APR*: |
0% |
| INTRO TERM*: |
Until 10/09 |
| ANNUAL FEE: |
$0 |
| CREDIT TYPE: |
Excellent |
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| Highlight: Offers a 2.99% APR on balance transfers for 1 year as well as a 0% APR on purchases for up to 1 year. |
| LOW APR*: |
As low as 10.99%* |
| INTRO APR*: |
0%/2.99% |
| INTRO TERM*: |
12 Months |
| ANNUAL FEE: |
$0 |
| CREDIT TYPE: |
Excellent |
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| Balance Transfers Page 1 | Balance Transfers Page 2 |
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Balance Transfer Credit Card Articles |
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You've seen the offers: 0% balance transfer, pay no interest for one year. For those carrying balances on high interest credit cards, the savings that can be reaped with these balance transfer offers is tremendous. However, one false move and you'll not only lose the 0% rate, you might also end up paying a higher rate than the one you previously paid. Credit card issuers call it the default rate, and it can range up to 29.99% or more, a far cry from 0%.... Read More |
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0% balance transfers offer great short term savings, free up money to pay down debt quicker, and can ultimately save consumers hundreds, if not thousands of dollars in interest over their duration. However, the very best 0% balance transfer offers on the market only last 15 months. For many, this is not enough time to completely eliminate their credit card debt and they are faced with a decision: pay the new regular interest rate or transfer their balance again. For most, a fixed APR balance transfer credit card never enters their mind. However, this balance transfer offer is often the best option for many credit card users.... Read More |
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| *All 0% APR balance transfers application information is presented "as is" and without warranty and is subject to change. See 0% APR balance transfer credit card applications for complete terms and conditions. All stated balance transfers APRs are lowest available rates You may be approved and offered a higher rate. Introductory rates and terms may vary based on your credit. Credit Card Depot Inc. attempts to maintain accurate information, but occasionally, a discrepancy may occur. |
