12 current 0% APR balance transfer credit card offers featuring instant, online applications.  Compare Chase, Citi, American Express, Discover, Mastercard, and Visa balance transfer options and apply for a low interest credit card with no fee, 0% APR balance transfer options.
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Apply for a Balance Transfer Credit Card in 3 Easy Steps

  1. Compare current balance transfer offers from Visa®, MasterCard®, Discover®, and American Express®.

  2. Click Apply.  A new browser will open. (If it fails to open, please temporarily disable your pop-up blocker.)

  3. Complete the online application. 

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Discover® More (SM) Card

Clear from American Express®

Discover® Open Road (SM) Card 

Highlight:  Our pick as the best balance transfer credit card on the market offers a 0% APR on purchases and balance transfers for 1 full year. Highlight:  Offers a fixed 5.99% APR on balance transfers until the balance is repaid and charges no balance transfer fees.. Highlight:  Offers a 0% APR for 1 year on balance transfers & 6 months on purchases, plus 5% cashback on gas.
LOW APR* 10.99% LOW APR* 12.99% LOW APR* 10.99%
INTRO APR* 0% INTRO APR* 5.99% INTRO APR* 0%
INTRO TERM* 1 Year INTRO TERM* Fixed Rate for Life INTRO TERM* 12 Months
INTRO FOR Purchases/Transfers INTRO FOR Balance Transfers INTRO FOR Purchases/Transfers
ANNUAL FEE $0 ANNUAL FEE $0 ANNUAL FEE $0
CREDIT TYPE Good CREDIT TYPE Good CREDIT TYPE Good
REWARDS Cashback REWARDS n/a REWARDS Cashback
DETAILS Learn More DETAILS Learn More DETAILS Learn More

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Disney Rewards® Visa® Card from Chase

Advanta Life-of-Balance Platinum BusinessCard

American Express® Blue

Highlight:  Get a 0% Intro APR* on purchases and balance transfers for 1 year, plus earn Disney rewards. Highlight: Offers a 2.9% fixed APR on transferred balances until repaid. Highlight:  Offers a 4.99% Fixed APR for  balance transfers until the balance is repaid in full.
LOW APR* 11.24% LOW APR* 7.99% LOW APR* 11.24%
INTRO APR* 0% INTRO APR* 2.99% INTRO APR* 4.99% Fixed
INTRO TERM* 12 Months INTRO TERM* Fixed Rate for Life INTRO TERM* Fixed Rate for Life
INTRO FOR Purchases/Transfers INTRO FOR Balance Transfers INTRO FOR Balance Transfers
ANNUAL FEE $0 ANNUAL FEE $0 ANNUAL FEE $0
CREDIT TYPE Good CREDIT TYPE Good CREDIT TYPE Excellent
REWARDS Cashback REWARDS Cashback REWARDS n/a
DETAILS Learn More DETAILS Learn More DETAILS Learn More

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Balance Transfer Credit Card Articles

 

0% Balance Transfer Credit Cards: How to Avoid Costly Mistakes & Take Advantage of a 0% APR

You've seen the offers: 0% balance transfer, pay no interest for one year. For those carrying balances on high interest credit cards, the savings that can be reaped with these balance transfer offers is tremendous. However, one false move and you'll not only lose the 0% rate, you might also end up paying a higher rate than the one you previously paid. Credit card issuers call it the default rate, and it can range up to 29.99% or more, a far cry from 0%....Read More

 

Fixed APR Balance Transfer Credit Cards: The Long Term Approach to Saving Money on Interest
0% balance transfers offer great short term savings, free up money to pay down debt quicker, and can ultimately save consumers hundreds, if not thousands of dollars in interest over their duration. However, the very best 0% balance transfer offers on the market only last 15 months. For many, this is not enough time to completely eliminate their credit card debt and they are faced with a decision: pay the new regular interest rate or transfer their balance again. For most, a fixed APR balance transfer credit card never enters their mind. However, this balance transfer offer is often the best option for many credit card users....
Read More
 

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*All balance transfers application information is presented "as is" and without warranty and is subject to change.  See 0% APR balance transfer credit card applications for complete terms and conditions.  All stated balance transfers APRs are lowest available rates.  You may be approved and offered a higher rate. Introductory rates and terms may vary based on your credit.  Credit Card Depot Inc. attempts to maintain accurate information, but occasionally, a discrepancy may occur. 

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